Investment Scheme Through Internet

For me is not wrong invest in internet Scheme as long as permited by Goverment. So, it's safety and you not losing you capital easyly because your noobness. we must be a smart. To check whether the instituision got a licence or not, Follow this link.Bank Negara Malaysia

PQ Forex,is that true?

Actually, I have heard of PQ FOREX from somebody and it its appear will those results such a big profit in a certain time. Firstly, I do not believe,but after seeing the result, I be confident to join its.For beginning Capital RM300 for twenty weeks then you will receive every week you will recieve RM50. For your information, im not the one playing forex but others play for us and we just sapport them some capital at the same time get our return. Everything got a risk. So,it's up to you whether join it or not. Such bussiness life cycle, there is a moment we're above and sometime falling down. There no such thing always succesfully except you're smart and genius.

WELCOME 2009 AND GOODBYE 2008 (Financial new year resolution)

Year 2008 has been pass and there is a lot of memory that we'll never be erase. Some of the memory maybe sweet and hard to swallow but everything make us learn about life. Someone have told me that Time is like a river where we can't touch the same water twice because the flow that has passed will never pass again. Hehe...upss,i forgot...Happy New Year 2OO9 to all of reader....wishing you'll the best whatever you will do for this year.....Here six financial new year resolution that I've been read from the personal finance advised...so,maybe you'll need also read this advised so you have resolution for your financial problem...

1. Promise to save something each paycheck, no matter how little. The hardest thing about saving money is getting into the habit. This year, try saving just RM5 or RM10 from each paycheck in a high yield savings account. Don’t touch the money unless it’s a dire emergency (and no, that new outfit isn’t a dire emergency). To make this easier, have the money automatically deducted from your paycheck so you never see it. Most people can easily come up with a small amount to save each pay period just by sacrificing one lunch or dinner out. Once you establish the saving habit and see that balance grow, you’ll find it becomes easier to save a little more, and then more still.

2. Pay off one debt. Just one. Whether it’s a student loan, a credit card, or a car loan, vow to pay off just one debt this year (and then don’t replace it with another debt). The satisfaction you’ll get from paying off that one thing will probably push you to pay off more. But even if it doesn’t, you’ve still kept your resolution because you paid off one debt. That’s one more debt you won’t be carrying next year.

3. Learn something about finance. It doesn’t matter what you choose to learn, but take the time to learn one new thing about personal finance. Whether you want to learn more about taxes, insurance, investment products, retirement funding, the stock market, or owning a small business, pick one topic and teach yourself. You can get books from the library, read personal finance or business magazines and newspapers, or read finance articles on the web. Hang out in Internet forums that cater to your topic and learn from the experiences of others. At the end of the year you’ll have accumulated a body of knowledge that will help you make financial decisions in the future. One of the biggest problems people face when trying to better their financial situation is lack of knowledge and a feeling that, “It’s all over my head.” Education empowers you to overcome that problem.

4. Pick one area of your spending and work on controlling it. Rather than eliminating all unnecessary spending (which usually leads to a spending binge when you start to feel deprived), look at your finances and identify one problem area and work on fixing it. Maybe you eat out too much or buy too many toys for the kids. Maybe your weakness is clothes or shoes. Figure out where your financial drains are and plug one of them this year. Once you get one area under control, you can tackle another problem area if you’re motivated. Just make sure that you don’t take the money you’re saving and spend it on something else. Put it in your savings account or use it to pay down a debt. Then you’ll be tackling two or more resolutions at once!

5. Take care of one financial chore you’ve been putting off. Maybe you know you need a will or to set up a power of attorney. Maybe you need to reevaluate your current insurance policies or buy additional insurance. Maybe you know you can get a better deal on some services your household uses, but you’ve put off making the switch. These sorts of chores are time consuming and not very much fun, which is why they get put off. Pick just one chore you need to do and resolve to do it this year. Having tackled one, you may be inspired to take care of another. But if not, at least one area of your financial picture will be better off than last year.

6. Save something for retirement. If you aren’t saving for retirement, vow to start doing so, even if you only put a tiny bit away. If you’re eligible for a 401k, sign up to have a percent or two deducted from your paycheck and put in the plan. If your company matches your contribution, try to contribute enough to get the full match; it’s free money. If you can’t get into a company sponsored plan, open your own IRA. Contribute what you can. Next year, try to contribute more.

Even if you only complete a couple of these resolutions this year, you’ll see a difference in your financial picture next year and beyond. The satisfaction you get from completing these small resolutions may lead you to take on more financial improvements. Even if you don’t complete any more than one or two of these resolutions you will have moved your financial life in a positive direction, which is more than most New Year’s resolvers will accomplish year.

For the further financial advised Visit this link http://www.pfadvice.com.

Have you got mental problem?

This is several sign that you have mental illness...sometime we're have, but we ignore because maybe we don't even know what is that mean.So, beware of this situation or sign or you will stay at "Hospital Bahagia Tanjung Rambutan" or at Kota kinabalu, Sabah we're call "Hospital Bukit Padang".

First:You always face problem to rise and shine from sleep..................................














Second: Your scruff always feel pain and difficult to turn head.................................
















Third: Your hair always disheveled after take bath and use the best shampoo..............................














Fourth: Your head always felt dizzy and as stay in the space...............................















Fifth: Your heavy shot up even if you are already strived hard to reduce the heavy of your body.............................................



















Sixth: You always feel tired and always "mengeliat".............................












Seventh: You always feel that your mind too cramped...........................................




















8th: You always feel have been fooled by person that is very small even you are big enough......................................











Ninth: Your boss always angry with-you....................................................












10th: You are always be soaked when go out for launch or what ever although you are using umbrella..............




















Eleventh: You always and always feel tired immensely.......................................




















12th: You always feel flank with something but actually there is nothing..................................















13th: You always feel foreign company presence.....................................















14th: You always feel have a fever and cold and your head feel soo hot....................




















15th: You alway feel alone and deeply afraid such there is someone stay in the house with you.....
















Thanks to my friend that give me this sign of a person that have a mental illness...Your friendship is very valueable to someone like me....

WHAT TREE DID YOU FALL FROM?

This is was given to me from my friend, Suriati(Sue_muss).They need me to pas when already read. So, it is your turn to find your birthday and then find your tree. This is really cool and somewhat accurate.

Jan 01 to Jan 11 - Fir Tree
Jan 12 to Jan 24 - Elm Tree
Jan 25 to Feb 03 - Cypress Tree
Feb 04 to Feb 08 - Poplar Tree
Feb 09 to Feb 18 - Cedar Tree
Feb 19 to Feb 28 - Pine Tree
Mar 01 to Mar 10 - Weeping willow tree
Mar 11 to Mar 20 - Lime Tree
Mar 21 (only) - Oak Tree
Mar 22 to Mar 31 - Hazelnut Tree
Apr 01 to Apr 10 - Rowan Tree
Apr 11 to Apr 20 - Maple Tree
Apr 21 to Apr 30 - Walnut Tree
May 01 to May 14 - Poplar Tree
May 15 to May 24 - Chestnut Tree
May 25 to Jun 03 - Ash Tree
Jun 04 to Jun 13 - Hornbeam Tree
Jun 14 to Jun 23 - Fig Tree
Jun 24 (only) - Birch Tree
Jun 25 to Jul 04 - Apple Tree
Jul 05 to Jul 14 - Fir Tree
Jul 15 to Jul 25 - Elm Tree
Jul 26 to Aug 04 - Cypress Tree
Aug 05 to Aug 13 - Poplar Tree
Aug 14 to Aug 23 - Cedar Tree
Aug 24 to Sep 02 - Pine Tree
Sep 03 to Sep 12 - Weeping willow tree
Sep 13 to Sep 22 - Lime Tree
Sep 23 (only) - Olive Tree
Sep 24 to Oct 03 - Hazelnut Tree
Oct 04 to Oct 13 - Rowan Tree
Oct 14 to Oct 23 - Maple Tree
Oct 24 to Nov 11 - Walnut Tree
Nov 12 to Nov 21 - Chestnut Tree
Nov 22 to Dec 01 - Ash Tree
Dec 02 to Dec 11 - Hornbeam Tree
Dec 12 to Dec 21 - Fig Tree
Dec 22 (only) - Beech Tree
Dec 23 to Dec 31 - Apple Tree


TREES (in alphabetical order)

Apple Tree (Love) -- quiet and shy at times, lots of charm, appeal, and attraction, pleasant attitude, flirtatious smile, adventurous, sensitive, loyal in love, wants to love and be loved, faithful and tender partner, very generous, many talents, loves children, needs affectionate partner.

Ash Tree (Ambition) -- extremely attractive, vivacious, impulsive, demanding, does not care for criticism, ambitious, intelligent, talented, likes to play with fate, can be very egotistic, reliable, restless lover, sometimes money rules over the heart, demands attention, needs love and much emotional support.

Beech Tree (Creative) -- has good taste, concerned about its looks, materialistic, good organization of life and career, economical, good leader, takes no unnecessary risks, reasonable, splendid lifetime companion, keen on keeping fit (diets, sports, etc.).

Birch Tree (Inspiration) -- vivacious, attractive, elegant,friendly, unpretentious, modest, does not like anything in excess, abhors the vulgar, loves life in nature and in calm, not very passionate, full of imagination, little ambition, creates a calm and content atmosphere.

Cedar Tree (Confidence) -- of rare strength, knows how to adapt, likes unexpected presents, of good health, not in the least shy, tends to look down on others, self-confident, a great speaker, determined, often impatient, likes to impress others, has many talents, industrious, healthy optimism, waits for the one true love, able to make quick decisions.

Chestnut Tree (Honesty) -- of unusual stature, impressive, well-developed sense of justice, fun to be around, a planner, born diplomat, can be irritated easily, sensitive of others feelings, hard worker, sometimes acts superior, feels not understood at times, fiercely family oriented, very loyal in love, physically fit.

Cypress Tree (Faithfulness) -- strong, muscular, adaptable, takes what life has to give but doesn't necessarily like it, strives to be content, optimistic, wants to be financially independent, wants love and affection, hates loneliness, passionate lover which cannot be satisfied, faithful, quick-tempered at times, can be unruly and careless, loves to
gain knowledge, needs to be needed.

Elm Tree (Noble-mindedness) -- pleasant shape, tasteful clothes, modest demands, tends not to forgive mistakes, cheerful, likes to lead but not to obey, honest and faithful partner, likes making decisions for others, noble-minded, generous, good sense of humor, practical.

Fig Tree (Sensibility) -- very strong minded, a bit self-willed, honest, loyal, independent, hates contradiction or arguments, hard worker when wants to be, loves life and friends, enjoys children and animals, sexually oriented, great sense of humor, has artistic talent and great intelligence.

Fir tree (Mysterious) -- extraordinary taste, handles stress well, loves anything beautiful, stubborn, tends to care for those close to them, hard to trust others, yet a social butterfly, likes idleness and laziness after long demanding hours at work, rather modest, talented, unselfish, many friends, very reliable.

Hazelnut Tree (Extraordinary) -- charming, sense of humor, very demanding but can also be very understanding, knows how to make a lasting impression, active fighter for social causes and politics, popular, quite moody, sexually oriented, honest, a perfectionist, has a precise sense of judgment and expects complete fairness.

Hornbeam Tree (Good Taste) -- of cool beauty, cares for its looks and condition, good taste, is not egoistic, makes life as comfortable as possible, leads a reasonable and disciplined life, looks for kindness and acknowledgment in an emotional partner, dreams of unusual lovers, is seldom happy with its feelings, mistrusts most people, is never sure of its decisions, very conscientious.

Lime Tree (Doubt) - intelligent, hard working, accepts what life dishes out, but not before trying to change bad circumstances into good ones, hates fighting and stress, enjoys getaway vacations, may appear tough, but is actually soft and relenting, always willing to make sacrifices for family and friends, has many talents but not always enough time to
use them, great leadership qualities, is jealous at times but extremely loyal.

Maple Tree (Independence of Mind) -- no ordinary person, full of imagination and originality, shy and reserved, ambitious, proud, self-confident, hungers for new experiences, sometimes nervous, has many complexities, good memory, learns easily, complicated love life, wants to impress.

Oak Tree (Brave) -- robust nature, courageous, strong, unrelenting, independent, sensible, does not like change, keeps its feet on the ground, person of action.

Olive Tree (Wisdom) -- loves sun, warmth and kind feelings, reasonable, balanced, avoids aggression and violence, tolerant, cheerful, calm, well-developed sense of justice, sensitive, empathetic, free of jealousy, loves to read and the company of sophisticated people.

Pine Tree (Peacemaker) -- loves agreeable company, craves peace and harmony, loves to help others, active imagination, likes to write poetry, not fashion conscious, great compassion, friendly to all, falls strongly in love but will leave if betrayed or lied to, emotionally soft, low self esteem, needs affection and reassurance.

Poplar Tree (Uncertainty) -- looks very decorative, talented, not very self-confident, extremely courageous if necessary, needs goodwill and pleasant surroundings, very choosy, often lonely, great animosity, great artistic nature, good organizer, tends to lean toward philosophy, reliable in any situation, takes partnership seriously.

Rowan Tree (Sensitivity) -- Vivacous, full of charm, cheerful, gifted without egoism, likes to draw attention, loves life, motion, unrest, and even complications, is both dependent and independent, good taste, artistic, extremely passionate, emotional, good company, does not forgive.

Walnut Tree (Passion) -- unrelenting, strange and full of contrasts, often egotistic, aggressive, noble, broad horizon, unexpected reactions, spontaneous, unlimited ambition, no flexibility, difficult and uncommon partner, not always liked but often admired, ingenious strategist, very jealous and passionate, no compromise.

Weeping Willow (Melancholy) - likes to be stress free, loves family life, full of hopes and dreams, attractive, very empathetic, loves anything beautiful, musically inclined, loves to travel to exotic places, restless, capricious, honest, can be influenced but is not easy to live with when pressured, sometimes demanding, good intuition, suffers in love until they find that one loyal, steadfast partner; loves to make others laugh.

So, how...??Is it suitable with your self....??

The World's Best Places to Live 2008

According to Business Weeks News based on the World Factbook, the most best place to live is Zürich, Switzerland which have highest score rating 108 compare the other country such New York as a based city with an index score of 100. There was 215 cities survey quality of living are conducted to help the government and major companies place employees on international assignments. The survey also identifies those cities with the highest personal safety ranking based on internal stability, crime, effectiveness of law enforcement, and relationships with other countries. Zürich is the largest city in Switzerland and the capital of the canton of Zürich. It is become the main commercial, cultural center called Cultural Capital of Switzerland, political capital and counted as one of the world's preeminent global cities. The country have population 7581520 for the country total, 347,517 city total and this city life expectancy will more 80.74 years.

The Buginese

The Bugis are the most numerous of the three major linguistic and ethnic groups of South of Sulawesi, the southwestern province of Sulawesi and Indonesia's is a third largest island. Although many Bugis live in the large port cities of Makassar and Parepare, the majority are farmers who grow wet rice on the lowland plains to the north and west of the town of Maros The name Bugis is an exonym which represents an older form of the name, (To) Ugi is the endonym.

The Bugis speak a distinct regional language in addition toIndonesia called Basa Ugi, Bugis or Buginese. In reality, there are a several dialects, some of which are sufficiently different from others to be considered separate languages. Bugis belongs to the South Sulawesi language group; other members include Makasar, Toraja, Mandar and Enrekang, each being a series of dialects.
In historical European literature, the Bugis have a reputation for being fierce, war-like, and industrious. Honor, status, and rank are of great importance to the Bugis. They are a self-sufficient people who have a positive self-image and are very confident of their own abilities. As the most numerous group in the region (more than 5 million), they have had considerable influence on their neighbors.

Bugis of Sabah are a Bugis tribe residing in Sabah mainly on the east coast and particularly around the districts of Tawau, Semporna, Kunak, Sandakan and Lahad Datu. The expansion of the Bugis influence to Sabah began in the 16th century when members of the tribe migrated from to Sulawesi, Jawa, Sumatra, Peninsular Malaysia and Borneo. However, only in 1840 did some move to Tawau, where they settled at Ranggu, which was founded by the chief village K.K. Salim's grandmother of Sungai Imam village, Bombalai. The settlers were traders, and later others came as workers on plantations established by the British. Later, Petta Senong, who was a member of the Bone royalty, resided in the same village. He was sent by the Sulu Goverment to stop the piracy around the Sulu Sea. The Bugis continued to explore new places to develop Tawau town and among the Bugis settlers were Puang Ado, Daeng Mappata, Wak Neke, Wak Gempe and Haji Osman.

Looking at this tribe's social aspects, because of their close connection with royalty they place strong emphasis on an individual's status as well as family relationships. The Bugis prefer to marry close relatives and they are strongly against divorce because they believe it can destroy family relationships and it is not really encouraged by their religion, Islam. The Bugis people use their own dialect known as Basa Ugi as well as their own script, called aksara Ugi, which has existed since the 12th century, during the expansion of the Hinduism in the Indonesian islands.Bahasa Ugi usually many type and different dialect but mostly every to ugi can understand each other dialect.The following is an axample of bahasa To Ugi from Soppeng(South Sulawesi) district:

ID:	Word:	Item:
1	hand	lima
2	left	abeo
2	left	abio
3	right	atau
4	leg/foot	aje
5	to walk	joppa
6	road/path	laləŋ
7	to come	lao komai
8	to turn	ləsu
9	to swim	naŋe
10	dirty	ma-rotaʔ
11	dust	awu
12	skin	oli
12	skin	uli
13	back	aləkkəʔ
13	back	monri
14	belly	baua
15	bone	buku
16	intestines	paruu
16	intestines	pəruu
17	liver	ate
18	breast	susu
19	shoulder	salaŋkaŋ
20	to know, be knowledgeable	issəŋ
21	to think	man-nawa nawa
22	to fear	metauu
23	blood	dara
24	head	ulu
25	neck	əlloŋ
26	hair	gəmməʔ
27	nose	iŋəʔ
28	to breathe	mañ-ñawa
29	to sniff, smell	maŋ-əmmau
30	mouth	bawa
31	tooth	isi
32	tongue	lila
33	to laugh	macawa
34	to cry	tarii
34	to cry	tərii
35	to vomit	tal-lua
36	to spit	mam-meccu
36	to spit	mam-miccu
37	to eat	manre
38	to chew	ota
39	to cook	man-nasu
40	to drink	menuŋ
40	to drink	minuŋ
41	to bite	mak-kokko
42	to suck	maŋ-iso
43	ear	doccili
44	to hear	mar-eŋkaliŋa
45	eye	mata
46	to see	mak-kita
47	to yawn	maŋ-aleale
48	to sleep	ma-tinro
49	to lie down	lewuu
49	to lie down	liwuu
50	to dream	nipi
51	to sit	tudaŋ
52	to stand	təttoŋ
53	person/human being	tau
54	man/male	orane
54	man/male	burane
55	woman/female	makunrai
56	child	anaʔ
57	husband	lakkai
58	wife	baine
59	mother	indoʔ
60	father	amboʔ
61	house	bola
62	thatch/roof	pabbiŋəŋ
63	name	asəŋ
64	to say	mak-kədaa
64	to say	pau
65	rope	tulu
66	to tie up, fasten	mas-sio
67	to sew	maʔ-jai
68	needle	jaruŋ
69	to hunt	rəŋŋəŋ
70	to shoot	maʔ-balliliʔ
71	to stab, pierce	maʔ-gajaŋ
71	to stab, pierce	soppaʔ
72	to hit	tətteʔ
73	to steal	mennau
74	to kill	maʔ-buno
75	to die, be dead	mate
76	to live, be alive	tuo
77	to scratch	mak-kakkaŋ
78	to cut, hack	təttaʔ
79	stick/wood	aju
80	to split	pueʔ
80	to split	pue
81	sharp	ma-tarəŋ
82	dull, blunt	ma-kunru
83	to work	maʔ-jama
84	to plant	tanəŋ
85	to choose	mile
86	to grow	tuo
87	to swell	bəkkaʔ
88	to squeeze	tassipi
89	to hold	mak-katənni
89	to hold	warəkkəŋ
89	to hold	gəŋkəŋ
90	to dig	mak-kae
91	to buy	əlli
92	to open, uncover	timpaʔ
92	to open, uncover	buka
93	to pound, beat	man-nampuʔ
93	to pound, beat	təttuʔ
94	to throw	maʔ-dempəʔ
95	to fall	mabuəŋ
96	dog	asu
97	bird	manuʔ manuʔ
98	egg	[it]təllo
99	feather	bulu
100	wing	panni
101	to fly	luttu
102	rat	balawo
103	meat/flesh	juku
104	fat/grease	lunraʔ
105	tail	ikkoʔ
106	snake	ula
107	worm (earthworm)	[a]lati
108	louse	utu
109	mosquito	namoʔ
110	spider	garaŋkaŋ
110	spider	lawa-lawa
111	fish	bale
112	rotten	ma-kəbboŋ
113	branch	takke
114	leaf	dauŋ
115	root	urəʔ
116	flower	buŋa
117	fruit	bua
118	grass	sarii
118	grass	sərii
119	earth/soil	tana
120	stone	batu
121	sand	kəssiʔ
122	water	uae
123	to flow	mas-soloʔ
124	sea	tasiʔ
125	salt	pəjje
126	lake	tappárəŋ
127	woods/forest	aləʔ
128	sky	laŋi
129	moon	wuləŋ
129	moon	uləŋ
130	star	wittaiŋ
130	star	wittuiŋ
131	cloud	əlluŋ
132	fog	salewu
132	fog	saliwu
133	rain	bosi
134	thunder	guttu
134	thunder	lətte
135	lightning	billəʔ
136	wind	aŋiŋ
137	to blow	mat-tappoʔ
138	warm	ma-pəlla
139	cold	ma-kəcceʔ
140	dry	ma-rakko
141	wet	ma-ricaʔ
142	heavy	ma-tanəʔ
143	fire	api
144	to burn	mat-tunu
145	smoke	rumpu
146	ash	awu
147	black	ma-lotoŋ
148	white	ma-pute
149	red	ma-cəllaʔ
150	yellow	ma-ridi
151	green	ma-kudaraʔ
152	small	ma-biccuʔ
152	small	ma-rənniʔ
153	big	ma-raja
154	short	ma-poncoʔ
155	long	ma-lampe
156	thin	ma-nipi
157	thick	ma-umpəʔ
158	narrow	ma-cikkəʔ
158	narrow	ma-cipi
159	wide	ma-sakka
160	painful, sick	pəddi
161	shy, ashamed	siriʔ
162	old	ma-toa
162	old	ma-tua
163	new	ma-baru
164	good	ma-deceŋ
165	bad, evil	ma-jaa
166	correct, true	toŋəŋ
167	night	wənni
168	day	əsso
169	year	tauŋ
170	when?	uppanna
171	to hide	maʔkasubbu
172	to climb	tukaʔ
173	at	ri
174	in, inside	ri laləŋ
175	above	ri aseʔ
175	above	yaséʔ
176	below	ri awa
176	below	yawa
177	this	ia-e
178	that	ia-tu
178	that	ia-ro
179	near	ma-caweʔ
180	far	ma-bela
181	where?	kegi
182	I	iaʔ
183	thou	iko
184	he/she	ia
185	we	idiʔ
185	we	ikkəŋ
186	you	iko manəŋ
187	they	ia-manəŋ
188	what?	aga
189	who?	niga
190	other	laiŋ
191	all	manəŋ
192	and	sibawa
192	and	na
193	if	nakko
193	if	rekko
194	how?	pekua
195	no, not	de
196	to count	bilaŋ
197	One	seʔdi
198	Two	dua
199	Three	təllu
200	Four	əppa
201	Five	lima
202	Six	ənnəŋ
203	Seven	fitu
204	Eight	arua
205	Nine	asera
206	Ten	səppulo
207	Twenty	duappulo
208	Fifty	limappulo
209	One Hundred	səratuu
210	One Thousand	sisəbbu

For the furter follow the link below:
http://language.psy.auckland.ac.nz/austronesian/language.php?id=48
http://en.wikipedia.org/wiki/Bugis